Complaints Against BCW Group Plc

 

Registry of Debt Collectors

 

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What To Do If You Get A Nasty Letter or Phone Call From:

BCW Group Plc

 

 

BCW Group Plc is a debt purchasing company or debt collecting company listed in the website of

 

DPC Registry is licenced by the Office of Fair Trading. Licence No. 633327 and are signatories of the Data Protection Act. Reg. No. Z1620707

 

Name: BCW Group Plc
Also Known As: Buchanan Clark and Wells
Address: BCW House, 24 George Square, Glasgow G2 1EG
Telephone: 0141 221 4567
Fax: 0845 300 6898
Email: [user] @bcwgroup.com
Extra Data: Are BCW or Buchanan Clark and Wells the same company as Apex Credit Management? They seem to use the same data. The same errors are present in letters coming from both companies. Are they sharing the same database? Trading Standards are denying that they are the same company, which indicates that they are passing information between companies which, of course, is against the law if done without their recipients' consent.

BCW Group Plc and the Truth About Your Debt

Remember to insist on handling these debt purchasing companies in writing. Do not give out your phone number unless you want more trouble. The trouble is that in the first instance they will say they are the bank or credit card company and therefore make you more obliged to comply. They seek your uncertainty and ambiguity, so they want as much confusion as they possibly can manage: here is where BCW Group will have the best result. Because when they get hold of your personal details they will use it to worry you and even to frighten you. The law is there to prevent this happening but most people don't know which laws to use and it is very clear that the debt purchasing firms will use it to their advantage. Public bodies like the excellent Consumer Credit Counselling Service and the CAB are fantastic although sometimes they are stretched to bursting so sometimes such help does not give you the whole picture.

Assuming that you are struggling with BCW Group then perhaps you can be reassured that many of the things that they are doing to distress you are illegal or are close to being unlawful. These debt collecting companies (or DCAs) appear under little obligation, or so it seems, to do anything about improving their practices unless made to do so by the Office of Fair Trading.

They will ask you for your mobile phone number (and most people do nowadays). But you should not give your number to them. Because if they have it they will bother you wherever you are 24 hours a day if they want. They will do this even after you ask them not to, so tell them in writing, and preferably send the letter by registered post so that you get a signature as proof of safe delivery (although so many operate from a PO box number so a signature is impossible to get). A few debt purchasing companies (DPCs) will even contact the people who live next door to you to ask them about whether they know about your debt. The worst will tell your children that you are a bad person or say they will do this, wanting to scare you and thus widen their profit margins. All these debt collecting firms are driven by greed and their salesmen know well that they have to reach targets. All these activities are illegal, yet the law appears indifferent. Dealing with BCW Group can be very stressful.

It is an option to question the validity of the money owed by making a sar (Subject Access Request) as a response to BCW Group. The true owner of the alleged debt (the bank or the dpc) is obliged to give you a true copy of the original credit agreement if the contract was made before 6th of April 2007. If they do not do this they are breaking the law, and the debt is then said to be in dispute. While the alleged debt is in dispute they must not ask for payment (if they do they are breaking the law once again) and they are not allowed to sell it on to another agency (which many do anyway). As long as the alleged debt is in dispute it is said to be unenforceable, even by a court. There is a series of letters available that you can use to follow up. If you wish you can get a lawyer to help you, due to the difficulty of the law at certain points. There are also legal and paralegal firms offering their services in this field.

So ask BCW Group Plc for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application here. If you want to check, in addition, missold PPI and recover all the credit card charges you've paid over the last 6 years (plus 8% interest) it costs an upfront fee of only £99 for a full audit to see what you're entitled to. Click here for more.

 

DPC Registry is registered and regulated under the Data Protection Act. Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer Credit Licence No. 633327.

 

 

More Data On BCW Group Plc

 

If you have any information that you would like honest people to know about BCW Group Plc then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

 

This BCW Group Plc website is part of DPC Registry website group. All rights reserved. Complaints Against BCW Group Plc debt collectors.

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